I can’t add my Bancontact card to the app. / I receive an error message when I try to add my Bancontact card to the app.
To add your Bancontact card to the app, it's important to use the official card reader from your bank.
Check whether you manually entered the complete card number and expiration date in your app. Afterward, confirm your card details through the official card reader provided by your bank.
In some cases, you may receive an error message indicating that your bank refuses to confirm your Bancontact card.
This could have the following causes:
Cause 1: Your Bancontact card does not allow e-commerce and/or online payments.
How to resolve? You can usually adjust this setting yourself in your bank app.
Cause 2: You are not connected to a Belgian telecom network or you are using a public network.
How to resolve? Ensure that you are connected to a Belgian 4G network.
Cause 3: You recently received a new Bancontact card and have not activated it yet.
How to resolve? Activate your new Bancontact card by making a payment where you enter your PIN code (not contactless). Afterward, you can add the card in the app.
Are you still experiencing issues adding your Bancontact card? Contact your bank. They will further investigate why your card was declined.
Other FAQs
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Getting started
- I can’t link my bank account to the app
- I can’t add my Bancontact card to the app. / I receive an error message when I try to add my Bancontact card to the app.
- I did not receive the verification code via email during the installation procedure. What happens now?
- I did not receive a verification code via text message code during the installation procedure.
- I entered the wrong verification code during the installation procedure.
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Making payments
- I made a donation with the Payconiq by Bancontact app to a charity. Am I entitled to a tax certificate?
- When I want to pay someone back, do I have to stay with the recipient until the end of the transaction?
- The messages on my account statements about payments between friends are different from the messages in my transaction history in the app. Why is that?
- How long do the transactions in my history remain visible for?
- If I want to pay a friend or colleague via the app, does that person have to be a customer at my bank?
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Privacy and security
- I want to log in to the app, but I've changed my phone number or email address.
- Why does the app need access to the camera in my device?
- Why does the app want to send messages to me?
- How can I protect the data in my app?
- I use my smartphone to make payments. Does my mobile phone operator have access to my personal data?
- Functions of the app
- Services
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What to do in case of?
- How can I delete my Payconiq by Bancontact account
- Is it normal that I need to fill in my email address and phone number in the app during an update?
- Why do I need to update my app?
- I get a message in the app that I need to update my app, is this mandatory?
- How do I reset my Payconiq by Bancontact-app?
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Miscellaneous
- I have to replace the SIM card in my device. What happens to the Payconiq by Bancontact app?
- I can’t manage to install the app. What are the possible causes?
- I can no longer pay with my Payconiq by Bancontact app. I get a message that my bank is refusing the payment because my card or the beneficiary's card is blocked.
- I’m seeing this error message: ‘Your device does not meet our security requirements. Please see
- I’m seeing the ‘Authorisation failed’ error message. What can I do to resolve it?