I don’t have enough balance on my meal vouchers to pay, can I complete the payment with my bank account?
Absolutely! We've made paying with meal vouchers even easier. If the balance of your meal vouchers is lower than the amount to be paid, the remaining amount will be paid with your bank account linked to Payconiq. You do not have to make a second payment, this payment with your bank account linked to Payconiq will be processed in the same scan as the payment with your meal vouchers.
Are there products in your shopping basket that you cannot pay for with meal vouchers? Even then the split between a payment with meal vouchers and with Payconiq is automatically made for you.
The feature to pay with meal vouchers is automatically ticked in the payment overview of the app. But this option can always be unchecked if you prefer to pay the full amount with your bank account.
Find out exactly how the feature works here.
Other FAQs
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Getting started
- I can’t link my bank account to the app
- I can’t add my Bancontact card to the app. / I receive an error message when I try to add my Bancontact card to the app.
- I did not receive the verification code via email during the installation procedure. What happens now?
- I did not receive a verification code via text message code during the installation procedure.
- I entered the wrong verification code during the installation procedure.
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Making payments
- I made a donation with the Payconiq by Bancontact app to a charity. Am I entitled to a tax certificate?
- When I want to pay someone back, do I have to stay with the recipient until the end of the transaction?
- The messages on my account statements about payments between friends are different from the messages in my transaction history in the app. Why is that?
- How long do the transactions in my history remain visible for?
- If I want to pay a friend or colleague via the app, does that person have to be a customer at my bank?
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Privacy and security
- I want to log in to the app, but I've changed my phone number or email address.
- Why does the app need access to the camera in my device?
- Why does the app want to send messages to me?
- How can I protect the data in my app?
- I use my smartphone to make payments. Does my mobile phone operator have access to my personal data?
- Functions of the app
- Services
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What to do in case of?
- How can I delete my Payconiq by Bancontact account
- Is it normal that I need to fill in my email address and phone number in the app during an update?
- Why do I need to update my app?
- I get a message in the app that I need to update my app, is this mandatory?
- How do I reset my Payconiq by Bancontact-app?
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Miscellaneous
- I have to replace the SIM card in my device. What happens to the Payconiq by Bancontact app?
- I can’t manage to install the app. What are the possible causes?
- I can no longer pay with my Payconiq by Bancontact app. I get a message that my bank is refusing the payment because my card or the beneficiary's card is blocked.
- I’m seeing this error message: ‘Your device does not meet our security requirements. Please see
- I’m seeing the ‘Authorisation failed’ error message. What can I do to resolve it?