What are the limits for receiving Payconiq payments?
There are no limits for receiving Payconiq payments via the QR code on a sticker, cash register system, payment terminal, invoice or website. This means you can receive unlimited payments.
However, your customers will have a payment limit that depends on the registration in their app.
- If your customers have their bank account linked to the Payconiq by Bancontact app, then their limit will depend on their bank
- Argenta
€2,500 each transaction - AXA
€2,500 each day - Bank van Breda
€1,500 each transaction and €2,500 each day - Belfius
€350 each day and €1,000 each week - Beobank
€1,500 each transaction and €2,500 each day - BNP Paribas Fortis
€500 each day (NB: this also includes transfers via the Easy Banking app) - CBC
€1,000 each day (€125 per day for underage minors) - CPH
€1,000 each day - Fintro
€500 each day (NB: this also includes transfers via the Fintro Bank app) - Hello Bank!
€500 each day (NB: this also includes transfers via the Hello Bank! app) - KBC
€1,000 each day (€125 per day for underage minors) - KBC Brussels
€1,000 each day (€125 per day for underage minors) - Keytrade
€1,000 each day - ING
€2,500 each day (NB: this also includes transfers via the ING Banking app) - VDK
€2,500 each day
- If your customer does not have his/her bank account linked, we process the payment via his/her registered Bancontact card. In that case, the payment limit is € 1,500 maximum per transaction and € 2,500 maximum per day and per card, regardless of the bank. This limit only applies when payment is made via the Payconiq by Bancontact app. If your customer uses a banking app, then the bank limit applies.
IMPORTANT! Merchants are not permitted to receive business payments via the QR code that can be generated in the Payconiq by Bancontact app. This functionality is intended for payments to be made between friends and has a limit of € 250.
Other FAQs
- Payconiq solution
- My Payconiq payouts
- Managing my merchant account
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Payconiq solutions for merchants
- PAYCONIQ GO | How does Payconiq GO user management work?
- Payconiq GO | I want to create a new GO user. What do I need to do?
- Payconiq GO | What is the API key and PPID (Product ID) and where can I find them?
- Payconiq GO | Why does Payconiq require an additional email address to set up a GO user?
- What are the limits for receiving Payconiq payments?
- Request a Merchant contract
- Get going with the Merchant Portal
- My Payconiq invoice
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About meal vouchers via Payconiq
- How do Payconiq meal vouchers work for customers?
- How can you activate or ask payments with meal vouchers via Payconiq?
- How is a ‘combined’ transaction involving meal vouchers and Payconiq paid out?
- Can I also accept eco, gift or consumer cheques through Payconiq?
- How can I track my ‘combined’ meal vouchers and Payconiq transactions?
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Operating fee
- Does the operation fee still apply when no transaction has been made?
- I have multiple Payconiq Merchant accounts (Merchant IDs) for my business. How can I merge these accounts?
- I received an invoice for the operating fee but I do not agree with this. How can I get a refund?
- Is VAT included in the annual operating fee invoice of € 18?
- My VAT number has changed. Why am I being charged an operating fee again?